Digital Iqama

Revision in Insurance Policy in Saudi Arabia, Insurance Guidelines to Protect Expat Workers’ Rights

The HRSD Ministry in Saudi Arabia has introduced a revised insurance policy in Saudi Arabia aimed at safeguarding the rights of expatriate workers in the private sector. The new “Expatriate Worker Wage Insurance Service” covers unpaid wages and entitlements for up to six months and provides a travel ticket for workers returning to their home countries. The service ensures that expatriates can claim compensation without leaving Saudi Arabia, even if they transfer to new employers. This initiative aligns with Saudi Vision 2030, enhancing labor market efficiency and worker protection.

insurance policy in saudi arabia

In alignment with Saudi Vision 2030 and its related programs, and as part of the ongoing efforts of the Ministry of Human Resources and Social Development to safeguard the rights of both workers and employers, while enhancing the efficiency and appeal of the Saudi labor market, as well as enhancing the working conditions of expatriate workers, the Ministry has introduced The Expatriate Worker Wage Insurance Service for Private Sector Defaults. This initiative guarantees the rights and entitlements of expatriate workers in the private sector. By doing so, it ensures the protection of workers’ rights in private sector establishments, reduces the risks associated with non-receipt of wages and entitlements, and facilitates their return to their home countries, if necessary. 

This new service is a safeguard in the event that employers default on the rights and entitlements of expatriate workers. It provides specific benefits covered by the insurance policy, allowing expatriate workers in defaulting establishments to claim their unpaid wages and other entitlements within the policy’s financial limits. Additionally, workers may be eligible for a travel ticket to return to their home country, also within the financial limits of the policy. Some workers are exempted from the service’s provisions as explained below.

for more details on the topic visit HRSD website

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